Thanks, everyone, for the crossed fingers/lit candles/good joojoo. We are over the snag, it would seem.
Our realtor, bless her, had the idea of drafting a cover letter for our next repair request in which she would outline all the things that we could be asking for, but were not. When we made our offer on the home, we assumed that the house included a functioning dishwasher (it's broken), a functioning disposal (also broken), a standard electrical panel (it's waaay substandard) just to name a few. We were asking that a few, relatively inexpensive repairs be made. You know, like moving the disposal switch to somewhere that a toddler couldn't turn it on while mom's hands were in the sink. That sort of thing. And they were balking.
Last night, our agent emailed over a beginning draft of the letter. It was brilliant. Basically it laid out the fact that we want the house, but we want it to be a safe home. It said that we understood that the sellers want to minimize their expenses. It asked that we work together to find a happy medium. Additionally, it laid out the information that I mentioned above--that we were basically duped about a few things about the home when we agreed upon a price.
Well, apparently when our realtor went to the save the draft, she hit the wrong button. She sent it instead. Oops!
But this actually turned out to be a good thing! Their agent called her today to say that they would DOUBLE the amount of money that they had originally offered toward repairs. SWEET!
Additionally, we've learned that our loan has been sent to the underwriters. AND our appraisal came back and it looks good--only a handful of teensy things to be done to pass FHA. PHEW!
I am so relieved!
Our realtor, bless her, had the idea of drafting a cover letter for our next repair request in which she would outline all the things that we could be asking for, but were not. When we made our offer on the home, we assumed that the house included a functioning dishwasher (it's broken), a functioning disposal (also broken), a standard electrical panel (it's waaay substandard) just to name a few. We were asking that a few, relatively inexpensive repairs be made. You know, like moving the disposal switch to somewhere that a toddler couldn't turn it on while mom's hands were in the sink. That sort of thing. And they were balking.
Last night, our agent emailed over a beginning draft of the letter. It was brilliant. Basically it laid out the fact that we want the house, but we want it to be a safe home. It said that we understood that the sellers want to minimize their expenses. It asked that we work together to find a happy medium. Additionally, it laid out the information that I mentioned above--that we were basically duped about a few things about the home when we agreed upon a price.Well, apparently when our realtor went to the save the draft, she hit the wrong button. She sent it instead. Oops!
But this actually turned out to be a good thing! Their agent called her today to say that they would DOUBLE the amount of money that they had originally offered toward repairs. SWEET!
Additionally, we've learned that our loan has been sent to the underwriters. AND our appraisal came back and it looks good--only a handful of teensy things to be done to pass FHA. PHEW!
I am so relieved!
Woo frakkin hoo!
ReplyDeleteThank you, thank you, thank you!! Not only it is all good now, but we even have a "back-up property." Well, sort of, hahahaha...
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